THESIS
2006
vii, 75 leaves : ill. ; 30 cm
Abstract
Rural microfinance in China is a way to mobilize funds from a wide range of sources and accordingly disburse small loans to rural households who need small-amount credit. By comparing a newly established microfinance institution run by private funds with a traditional microfinance program operated by a county-level RCC, this thesis provides an analysis on the rural microfinance commercialization progress within the context of changing policy in China. Interest rate caps and the "segmented market" policy are discovered to be critical points that affect the commercialization of China's rural microfinance. Under current rural financial market conditions, both these two polices are supportive to rural microfinance commercialization and deserve more attention within the policymaking cycle of...[
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Rural microfinance in China is a way to mobilize funds from a wide range of sources and accordingly disburse small loans to rural households who need small-amount credit. By comparing a newly established microfinance institution run by private funds with a traditional microfinance program operated by a county-level RCC, this thesis provides an analysis on the rural microfinance commercialization progress within the context of changing policy in China. Interest rate caps and the "segmented market" policy are discovered to be critical points that affect the commercialization of China's rural microfinance. Under current rural financial market conditions, both these two polices are supportive to rural microfinance commercialization and deserve more attention within the policymaking cycle of China.
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